13 years
13 claims and reviews
Founder one
13 years. Denials, 0% ratings on injuries that changed his life, appeals, exams that missed the point. It took the VA 13 years to rate him for what he lives with.
For veterans rated lower than they live
Get rated for what you live with
The VA rates you on specific words in a federal rating schedule. Most veterans are never shown those words. We put them in front of you: a Custom Claim Plan built from your own record, and the 100 Percent Playbook, which teaches you the criteria, the deadlines and the exam in plain English.
Built by an Army Ranger and a combat engineer. A veteran family where everyone deployed.
14 day money back guarantee
Do the steps, let us review your work with you, and if it still did not help, you get a full refund. Guarantee terms
The problem
The system does not explain itself
You did your part. Then you came home and got handed a process that seems built to wear you down.
Your rating does not match your life
Your back keeps you off the floor with your kids. You sleep three hours a night. The letter says 10 percent. The gap between what you live with and what you are rated for is real money every month.
Nobody told you what counts
The VA does not rate how bad you feel. It rates specific criteria: range of motion, frequency of attacks, how symptoms affect work. If your records and your exam never hit those words, the rating stays low.
You were told to just wait
Wait for the letter. Wait for the exam. Go see someone else. Meanwhile, one-year deadlines run out quietly and effective dates slip away. Waiting is not a plan.
A veteran should not have to fight a second war for what was already earned. You deserve to know the rules, and a plan to use them.
Who we are
We have sat in that chair
We have been there
100 Percent Vet was started by an Army Ranger with two Afghanistan deployments and more than 300 combat missions, and his brother, a combat engineer. Everyone in our family deployed. It took the VA 13 years to rate one of our founders. We took every lesson from that fight to the other founder: the VA had not rated him at first, and on his own he got to about 30 percent. We helped him get his Purple Heart awarded retroactively and built his claims the right way. Today he is rated 100 percent with TDIU and SMC, and the VA pays his spouse as his caregiver. This is what those two claims taught us, written down.
We know the schedule cold
We went deep into 38 CFR Part 4, the VA rating schedule, and into the regulations on effective dates, secondary conditions and decision reviews. We turned all of it into plain English, organized by condition, so you do not have to read federal regulations to understand your own claim.
$3,938per month at 100%, veteran alone, 2026
$1,576more per month going from 90% to 100%
$18,915more per year at that one step
Why we built this
Same VA. Two very different results.
Two founders went through the same system. The difference was what we knew going in.
100%
Plus TDIU, SMC, and his spouse paid as his caregiver
Founder two: a retroactive Purple Heart
The VA had not rated him at first. Filing on his own, he got to about 30%. We took every lesson from those 13 years, helped him get his Purple Heart awarded retroactively, and built his claims the right way. It still took time and exams, because that is the VA process. Today he is rated 100% with TDIU and SMC, and the VA pays his spouse as his caregiver.
The difference was knowing what the VA needs to see.
Built by an Army Ranger and a combat engineer, in a veteran family where everyone deployed.
The plan
Three steps. No guesswork.
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1
Start your Custom Claim Plan
Start your Custom Claim Plan in a minute at checkout, then send your intake and documents. We review everything and send you a written plan for your conditions, your ratings, your deadlines and the evidence to gather next.
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2
Work your own conditions
Compare your real symptoms to the exact criteria at each percentage. Line up the secondaries, statements and records your plan calls for. Handle the deadlines it flags first.
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3
File with confidence
Write a statement that describes your worst days accurately. Walk into the exam prepared. Pick the right form and the right lane, then file yourself or hand it to your VSO knowing what it says.
One package
Your Custom Claim Plan
A written plan built from your own intake and documents, with the 100 Percent Playbook and every guide included.
Built from your record
You send your intake answers, your DD-214, your decision letters and your code sheet. We review every page and build the plan around what is actually in your file.
Your gaps and your deadlines
Where each condition sits against the rating criteria, the secondaries worth a closer look, the one-year windows running on your decisions and the evidence each claim needs.
Your members portal
Secure uploads, a statement builder that walks you through each prompt and a checklist so nothing slips. Add Rush Delivery or White Glove VIP at checkout.
The full rulebook
The 100 Percent Playbook
How the VA rating process actually works, in one download.
Know the criteria
The Rating Schedule Decoded covers the 30 most common conditions, with the exact language used at each percentage. Plus the Secondary Conditions Map.
Make your evidence count
Statement Workshop for your 21-4138 and 21-10210 buddy statements, and C&P Exam Prep by body system, including flare-ups and functional loss.
Protect your money
The Deadline and Lane Guide, TDIU, P&T and SMC explained, the Benefits Unlock Checklist, a rating calculator and lifetime updates.
Value $2,331
$750
one time for your Custom Claim Plan with the Playbook and every guide, or pay over time with Affirm or Klarna
$750
one time for your Custom Claim Plan with the Playbook and every guide, or pay over time with Affirm or Klarna
One month of the difference between 90 and 100 percent is $1,576. Your Custom Claim Plan, with the Playbook included, costs less than half of that. The Playbook and every guide download today. Your Custom Claim Plan follows within 5 to 7 business days of your intake. It comes with our 14 day money back guarantee: do the steps, let us review your work with you, and if it still did not help, you get a full refund.
What is at stake
What staying underrated costs
Money, every month, for life
A single 10 percent step can be worth $176 to $1,576 a month depending on where you are. Stay underrated and you leave that on the table for the rest of your life.
Your kids' education
A permanent and total rating opens Chapter 35 education benefits for your children, often worth tens of thousands of dollars per child. Many states add tuition waivers on top.
Your spouse's health care
At 100 percent permanent and total, your spouse may qualify for CHAMPVA health coverage. Miss the rating and your family misses the coverage.
What success looks like
Rated right. Family covered.
Picture opening a decision letter and recognizing your own life in it. The rating matches what you deal with every day. The deposit covers the mortgage. Your kids know how college gets paid for. Your spouse has health coverage. You stop checking the mailbox with a knot in your stomach.
That starts with the VA seeing the full picture. Our job is to help you put it in front of them: the right evidence, the right words and the right deadlines.
Straight talk
Where to start
Get your Custom Claim Plan if
You want a clear read on your own record: which conditions look underrated, which secondaries to look at and which deadlines are running. Send your intake and documents, and we send back a written plan.
The Playbook comes with it
The whole rulebook is included with your plan. The criteria for 30 common conditions, statements, the C&P exam and every deadline, so you can work any claim, now or years from now.
Learn the rules
VA disability guides, written in plain English
Every guide below is built from 38 CFR and VA's own published rates. Start with the question you have today.
VA disability pay chart 2026
Monthly compensation at every rating from 10% to 100%, with the added amounts for a spouse, children and dependent parents.
How to get a 100% VA rating
The three routes to 100%: schedular, TDIU and a single condition rated at 100%, plus what P&T and SMC add on top.
100% VA disability benefits
CHAMPVA, Chapter 35 education, property tax relief, state tuition waivers and what 100% P&T is worth to a family.
TDIU: paid at 100% when you cannot work
The 4.16(a) thresholds, the extraschedular route, VA Form 21-8940 and the evidence that carries a TDIU claim.
VA secondary conditions
How one service-connected condition can cause or worsen another, and how secondary ratings change your combined rating.
C&P exam tips
What the examiner records on the DBQ, how to describe your worst days accurately, and what to do about an inadequate exam.
Ratings by condition: PTSD, back pain, knee pain, migraines, sleep apnea, tinnitus, PTSD secondary conditions and PACT Act presumptive conditions.
Benefits by rating: 10%, 30%, 50%, 70% and every rating level.
Tools: the VA disability calculator, the Rating Gap Check and our VA claim guides for TDIU, C&P exams, secondary conditions, statements and family benefits.
Questions
Common questions
Who is behind 100 Percent Vet?
A veteran family: an Army Ranger and a combat engineer. We built this company after working through our own VA claims, one of which took 13 years.
What is the Custom Claim Plan?
A written plan built from your intake answers and the documents you upload. It covers your conditions against the rating criteria, secondaries worth a look, your deadlines and the evidence to gather next.
How does this help my rating?
The VA rates on written criteria. Your plan and the Playbook show you exactly what those criteria ask for, so your evidence and your exam reflect what you actually live with.
Who files my claim?
You do, on VA.gov or by mail, with your plan in hand. If you work with a VSO or attorney, bring them your plan and your statements and they can file for you.
I already have a VSO. Do I still need this?
Yes. A VSO is free, and it is spread across hundreds of veterans, so your file gets minutes. One of our founders used VSOs and still spent 13 years fighting for a fair rating. Walk in with your plan and your statements, and you are the one steering your claim.
What does it cost?
Your Custom Claim Plan is $750 one time, with the 100 Percent Playbook and every guide included. You can pay over time with Affirm or Klarna, subject to approval, and you get lifetime updates when the rating schedule changes.
What else is free?
The Field Manual, the Rating Gap Check and the VA disability calculator. The Field Manual explains VA math, what each rating gets you and the five mistakes that keep veterans underrated.