Learn the rules the VA rates by
The VA already wrote down what earns 30, 50, 70 and 100 percent for your conditions. The Playbook puts those rules in plain English, shows you what evidence meets them, and walks you through the exam and the deadlines. Then you file with your eyes open.
Instant download. 14 day money back guarantee. Pay over time with Affirm or Klarna.
Rated for your real life
Here is what you actually want. A rating that matches the knees that give out on stairs, the nights you do not sleep, the migraines that send you to a dark room. A monthly payment that reflects it. Benefits that reach your spouse and your kids. And the feeling that you finally understand the system instead of being run over by it.
The VA does not decide on how much you hurt. It decides on criteria. Every condition has a diagnostic code, and every code has specific words at each percentage. Frequency. Duration. Range of motion in degrees. Effect on work and social life. When your records, your statement and your C&P exam speak that language, the VA has what it needs to rate you on the full picture.
The Playbook teaches you that language. It does not promise a rating. Nothing honest can.
Nine modules. One download.
All of it is delivered as downloads the moment you check out.
1. The Rating Schedule Decoded
A plain-English walkthrough of the VA criteria for the 30 most common conditions: mental health and PTSD, sleep apnea, back and neck, knees, migraines, tinnitus and hearing loss, GERD, hypertension, radiculopathy, TBI and more. You see the exact language the schedule uses at each percentage.
Value: $900
2. The Secondary Conditions Map
Which conditions commonly flow from which. Knees to hips and back. Back to radiculopathy. PTSD to sleep apnea, GERD and hypertension. Plus the three things every secondary claim needs: a current diagnosis, a service-connected condition and a medical link between them.
Value: $600
3. Statement Workshop
Worksheets and examples for writing your VA Form 21-4138 personal statement and 21-10210 buddy statements in your own words. The focus is your worst days, described accurately and completely, so nothing important gets left out.
Value: $500
4. C&P Exam Prep
What happens in the exam and what the examiner is measuring for each body system. How to describe flare-ups, repeated use and functional loss, and why painful motion matters under 38 CFR 4.59 and the DeLuca and Mitchell decisions.
Value: $700
5. The Deadline and Lane Guide
Intent to file (21-0966), the one-year windows that protect your effective date, and how to choose between a Supplemental Claim (20-0995), Higher-Level Review (20-0996) and a Board appeal (10182). The deadlines that cost veterans the most money, in one place.
Value: $500
6. TDIU, P&T and SMC Explained
When individual unemployability applies and how the 21-8940 works. What permanent and total means for your family. When special monthly compensation applies on top of 100 percent. What to file for each.
Value: $500
7. The Benefits Unlock Checklist
Every major benefit at 10, 30, 50, 70, 100 percent and P&T, with the form for each. Many veterans are already leaving benefits unused at the rating they have today.
Value: $300
8. Rating Math Calculator
A web tool plus a printed combined-rating table. VA math is not addition. See exactly how a new rating or a secondary would change your combined percentage before you file.
Value: $200
9. Lifetime Updates
The rating schedule changes. When it does, you get the updated modules at no extra cost, for as long as we publish the Playbook.
Value: $500
$4,700 in value. $750 today.
$750
one time, or or pay over time with Affirm or Klarna
Do the math
At 2026 rates, 90 percent pays $2,362.30 a month and 100 percent pays $3,938.58, veteran alone. That gap is $1,576.28 a month. One month of the 90 to 100 difference pays for the Playbook twice. We cannot promise you will get there. We can make sure you understand what it takes.
Want more help with your statements? The Personal Statement and Buddy Statement Template Pack, with 12 condition-specific worksheets, is an optional $97 add-on available at checkout.
14 days. No hard feelings.
14 day money back guarantee
If the Playbook is not what we described on this page, email us within 14 days of purchase for a full refund. Here is what we do not guarantee, ever: a rating, a decision or any outcome from the VA. Anyone who guarantees you a rating is telling you something they cannot know.
Who this is for
For you if
You are rated and believe you are underrated. You have never filed and want to start right. You have a denial and want to understand why. You have a VSO and want to show up informed. You would rather learn the rules once than guess forever.
Not for you if
You want someone else to handle your claim from start to finish. For that, an accredited Veterans Service Organization helps for free, and accredited attorneys and claims agents can represent you. The Playbook is for veterans who want to understand the system themselves.
What veterans ask us first
“I already have a VSO.”
Good. Keep them. VSOs do important work for free, and they often carry a heavy caseload. The Playbook helps you bring them a clear statement, the right evidence and specific questions, so the time you get with them counts.
“I already tried. I got denied.”
A denial is not the end. Many denials come down to a missing element: a diagnosis, a link to service, or evidence that does not match the criteria. The Playbook shows you how to read the decision, what the VA already found in your favor, and which review lane fits.
“I don’t have time.”
You do not need to read it all. Start with the modules for your own conditions, then the deadline guide. You can work your conditions in a single weekend. Compare that to years of an underrated check.
“Is this legal?”
Yes. The Playbook is general education, like a book or a course. We never prepare, file or represent claims for a fee, and we never see your records. You or your accredited representative files.
Playbook FAQ
How do I get the Playbook after I buy?
Your download links appear in your order confirmation and in an email sent right after checkout. The rating calculator is a web tool you can open any time.
Does the Playbook guarantee a higher rating?
No. No one can guarantee a VA rating. The Playbook teaches how the VA rates conditions so you can present accurate, complete evidence.
Do you review my records or build my claim?
No. The Playbook is general education. We do not review individual records, prepare claims or file anything on your behalf.
Which conditions are covered?
The 30 most common conditions veterans claim, including PTSD and other mental health conditions, sleep apnea, back, neck, knees, migraines, tinnitus, hearing loss, GERD, hypertension, radiculopathy and TBI.
Can I pay over time?
Yes. Affirm and Klarna are available at checkout, subject to approval by the lender.
What is your refund policy?
If the material is not what we described, email us within 14 days of purchase for a full refund. Refunds are not tied to any VA decision.
Is it useful if I have never filed a claim?
Yes. Starting right matters. The deadline guide explains how an intent to file (21-0966) can protect your effective date while you gather evidence for your 21-526EZ.
What if the rating schedule changes?
You get updated modules at no extra cost. Lifetime updates are part of the Playbook.
100 Percent Vet is not affiliated with the Department of Veterans Affairs. The Playbook is general education and is not legal advice. We do not guarantee any rating or outcome.