Description
If VA rates you 100% service connected or grants TDIU, the U.S. Department of Education can discharge your federal student loans through a Total and Permanent Disability (TPD) discharge (34 CFR 685.213). Most veterans get it automatically. Many do not. This guide shows you how to make sure yours gets done.
What is inside
- Who qualifies, and why P&T status is not required.
- Which loans are covered: Direct, FFEL, Perkins, TEACH Grant obligations and Parent PLUS.
- How the automatic VA data match works, and what to do when it misses you.
- The application, section by section, and where to send it.
- How to get back payments made on or after your VA effective date.
- Federal and state taxes, Form 1099-C, private loans and special cases.
- A step by step checklist and quick reference.
The discharge itself is free. This guide shows you how to claim all of it.
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